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PRIVACY NOTICE

This Privacy Notice outlines how VERUM Group and Companies ISOA/ATIMA (hereinafter referred to as "VERUM Group," "we," "us," or "our") collects, uses, and protects your personal information when you access or use our services. By accessing or using our services, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Notice.

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1. Information We Collect

We may collect the following types of personal information:

Contact Information: Name, email address, phone number, mailing address.
Financial Information: Income, assets, debts, credit history.
Identification Information: Government-issued ID, passport, driver's license.
Other Information: Any additional information you provide to us voluntarily.


2. How We Use Your Information

We may use your personal information for the following purposes:

Facilitating Funding Transactions: Processing funding requests, conducting risk analysis, underwriting, and facilitating transactions between investors and borrowers.
Communication: Sending administrative emails, newsletters, updates, and other communications related to our services.
Compliance: Complying with legal and regulatory requirements, including anti-money laundering laws and know-your-customer regulations.
Improving Our Services: Analyzing user trends, preferences, and behavior to improve our services and user experience.
Marketing: Providing information about products, services, and promotions that may be of interest to you, with your consent where required by law.


3. How We Protect Your Information

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, disclosure, alteration, or destruction. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security of your information.

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4. Disclosure of Your Information

We may disclose your personal information to third parties under the following circumstances:

Service Providers: We may share your information with third-party service providers who assist us in operating our services, conducting business activities, or providing services on our behalf.
Legal Compliance: We may disclose your information when required by law, regulation, legal process, or government request.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your personal information may be transferred to the acquiring entity.


5. Your Rights

You have the following rights regarding your personal information:

Access: You have the right to request access to your personal information held by us.
Correction: You have the right to request correction of any inaccurate or incomplete personal information.
Deletion: You have the right to request deletion of your personal information under certain circumstances.
Objection: You have the right to object to the processing of your personal information under certain circumstances.


6. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Notice or the handling of your personal information, please contact us at privacy@verum.company.

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7. Changes to this Privacy Notice

We reserve the right to update or modify this Privacy Notice at any time without prior notice. Any changes to this Privacy Notice will be effective immediately upon posting on our website.

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Date of Last Revision: 10/01/2020

Dwight Barry, Esq.

Barry Law

VERUM Group and Companies ISOA/ATIMA

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